Metro Atlanta Insurance — Compare Local Quotes | CoverageLink
CoverageLink

Home › Georgia

GEORGIA

Metro Atlanta Insurance, Compared

Atlanta-area auto rates are finally easing in 2026 after years of increases, while home rates have climbed over 40% since 2020. Compare licensed Georgia agents across the metro by city and coverage below.

Get Free Quotes →
Licensed Georgia agents
No cost to you
About 2 minutes

Updated October 28, 2026

What’s happening with Georgia rates

Georgia's minimum liability is 25/50/25. Uninsured-motorist coverage is optional but worth carrying — the Insurance Research Council put 19.0% of Georgia drivers uninsured in 2023, the 11th-highest share in the country.

Unusually, Georgia auto rates are falling in 2026. Commissioner John King has approved a string of decreases — Travelers −10.1%, Safe Auto −9%, Allstate −5%, and the USAA group −2.6% — so this is a good year to re-shop at renewal rather than auto-renew.

Georgia home insurance has moved the other way: the state saw a 40.2% rise from 2020 to 2025 (18th-highest nationally, per LendingTree's 2026 report), driven by hail, severe convective storms, tree damage and rebuild-cost inflation.

Pick your city & coverage

Atlanta, Fulton and DeKalb counties
Marietta, Cobb County
Alpharetta, north Fulton County
Lawrenceville, Gwinnett County

One quick form. Licensed Georgia agents reach out with real quotes.

Get Free Quotes →

Sources & methodology

Figures on this page are dated market estimates drawn from public sources, presented as ranges because published rates vary widely by driver profile, coverage level and date. Key sources: